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I owe $9,000 in credit card debt. Help.
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Date: April 16th, 2018 10:04 AM Author: End Road Work So my mother is giving me $6,000 with which to pay the debt off.
However, she doesn't want this to be seen as a handout, so she came up with the brilliant idea of a sort of "pay as you go" scheme, whereby I would pay, say, $200 towards my debt, and she would pay $200.
Does this make sense, or does it just make sense to pay as much of the debt off as quickly as possible, especially considering the APR's on my CCs (one is 30%, the other is around 25%).
Which method would improve my credit score (which I'm sure at this point is in the toilet) the quickest?
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Date: April 16th, 2018 10:05 AM Author: gunt pay it off asap (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850245) |
Date: April 16th, 2018 10:05 AM Author: colt tp Sell your body for money (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850247) |
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Date: April 16th, 2018 10:05 AM Author: up$et j3\/\/ How tf did you end up with 9k in CC debt? That seems so trashy. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850251) |
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Date: April 16th, 2018 10:09 AM Author: End Road Work Date: December 7th, 2007 10:57 PM Author: joires
I'm an alcoholic and a sex addict. Alcohol has caused my parents to cut me off, have a lack of trust in me, and ruin our relationship to the point that they don't even want me home for Christmas.
My sex addiction has caused me tons of financial strain, I'm in debt to my knees, and yet I am *still* purchasing online porn. Still doing it. And don't really have any intentions of stopping.
I can stop the drinking, I know I can. But I don't know how I can stop the sex.
(http://www.autoadmit.com/thread.php?thread_id=728364&forum_id=2#8995273)
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Date: April 16th, 2018 10:34 AM Author: up$et j3\/\/ jfc (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850418) |
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Date: April 16th, 2018 10:37 AM Author: End Road Work Online pornography. It's a killer, man. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850441) |
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Date: April 16th, 2018 10:37 AM Author: up$et j3\/\/ It's free. Why are you paying for it? And $9,000 worth of it, holy shit. You are a complete degenerate. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850450) |
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Date: April 16th, 2018 10:51 AM Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide) fulano is not the same guy as joires (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850557) |
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Date: April 16th, 2018 10:52 AM Author: communityasshole that’s exactly what he would want you to think (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850564) |
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Date: April 16th, 2018 10:52 AM Author: ggtp (ggtp) wow im surprised you know joires, you were prob like 10 when he was poasting (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850566) |
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Date: April 16th, 2018 10:55 AM Author: End Road Work Wilbur has put in a ton of effort learning board history and being able to identify alts. It's commendable (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850580) |
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Date: April 16th, 2018 10:39 AM Author: libcrusher180 (((hehe))) good goy (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850458) |
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Date: April 16th, 2018 10:07 AM Author: GOTTA MOVE FAST Pay off ASAP is better in all respects.
Your credit is probably fucked anyway, you should see if they'll take 5k and write off the rest. NB: you'll owe income taxes on anything they write off. |
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Date: April 16th, 2018 10:18 AM Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide) he won't owe tax on the writeoffs because he has a negative net worth (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850336) |
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Date: April 16th, 2018 10:43 AM Author: GOTTA MOVE FAST Correct, good point. A guy who can't pay off his cc is almost certainly insolvent. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850489) |
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Date: April 16th, 2018 10:07 AM Author: lawdads8 (0x122FE543166A7B3f26D5131495083fD653d4CBD2) do uber or get a nightjob and pay off ASAP. good luck (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850268) |
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Date: April 16th, 2018 10:09 AM Author: MoreDoughHi take $6k, take $9k loss for your taxes. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850282) |
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Date: April 16th, 2018 10:11 AM Author: communityasshole get seamless and auction it off every night for about 300 nights —> debt free (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850295) |
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Date: April 16th, 2018 10:14 AM Author: GS-14 Don't pay. Tell your mom no thanks. wait until it's sold to a debt collector. Send a letter to the debt collector and enclose a check for $500. Make it clear in the letter and on the check that it is to settle all outstanding balances. When they call you after the check is deposited tell them to fuck off bc it's been settled. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850313) |
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Date: April 16th, 2018 10:16 AM Author: MoreDoughHi one|small|trick (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850325) |
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Date: April 16th, 2018 11:52 AM Author: imanxoxoposter they won't take $500. $3000 maybe.
and u'll have shit credit for 7 years |
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Date: April 16th, 2018 10:18 AM Author: bloodacre (bloodacre) what is this flame (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850341) |
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Date: April 16th, 2018 10:19 AM Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide) wtf? this is a humiliating thread bro (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850349) |
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Date: April 16th, 2018 10:44 AM Author: The hunk with his junk in her trunk Right?
Edit: OP is fulano who is not joires |
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Date: April 16th, 2018 10:51 AM Author: Wilbur Mercer, the supreme gentleman (Short Pride World Wide) it appears to be a different scenario than joires (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850562) |
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Date: April 16th, 2018 10:30 AM Author: evan39 You don't have to "pay" them anything. If they sue, just settle for a fraction of what you allegedly owe. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850397) |
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Date: April 16th, 2018 10:33 AM Author: libcrusher180 What's your credit score at? (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850405) |
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Date: April 16th, 2018 10:45 AM Author: Social Justice Reservist (Space Force Ret.) take out 9000 more for crypto (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850509) |
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Date: April 16th, 2018 10:50 AM Author: communityasshole aren’t you like totally a millionaire brah? (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35850547) |
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Date: April 16th, 2018 1:50 PM Author: 39 y/o bumble shrew open to having kids someday (Dr. Thunder 0xE4D4d5d2357f9070e710FaCB96745Df340b63a77) I’m doing this with the end game of bankruptcy. (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35851756) |
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Date: April 16th, 2018 1:56 PM Author: '"""" Wow I wish my parents would give me money to pay off credit card debt. I haven’t gotten a dime from them since I was 25. What kind of fucking loser are you?? (http://www.autoadmit.com/thread.php?thread_id=3950537&forum_id=2#35851813) |